Smart Calculators
Plan your financial journey accurately with our dynamic, interactive tools. Select a calculator below to get started instantly.
How to Use
Select a calculator from the menu. On mobile, swipe the tabs sideways to see more options like Gold & Silver Loans. Adjust the sliders to instantly view your estimated loan amount, EMI, and interest. Note: Gold and Silver calculators use the latest RBI-mandated tiered Loan-to-Value (LTV) limits (75%-85%) for maximum accuracy.
Loan Amount
₹ 1,00,000
10K1Cr
Interest Rate (p.a.)
10.5 %
5%30%
Loan Tenure (Years)
5 Yr
1 Yr30 Yr
Monthly Investment
₹ 5,000
₹500₹1L
Expected Return (p.a.)
12 %
1%30%
Time Period (Years)
10 Yr
1 Yr40 Yr
Total Wealth Generated
₹ 11,61,695
Invested Amount
₹ 6,00,000
Est. Returns
₹ 5,61,695
Total Investment
₹ 1,00,000
10K1Cr
Interest Rate (p.a.)
7 %
3%15%
Time Period (Years)
5 Yr
1 Yr20 Yr
Maturity Value
₹ 1,41,478
Principal Amount
₹ 1,00,000
Total Interest
₹ 41,478
Net Monthly Income
₹ 50,000
15K5L
Existing Monthly EMIs
₹ 0
03L
Interest Rate (p.a.)
10.5 %
7%25%
Tenure (Years)
5 Yr
1 Yr30 Yr
Eligible Loan Amount
₹ 11,63,600
Note: This is an estimation based on general FOIR guidelines.
Gold Weight (Grams)
50 g
10 g1000 g
Gold Rate (per Gram)
₹ 6,500
₹ 4,000₹ 10,000
Interest Rate (p.a.)
12 %
7%24%
Tenure (Months)
12 Mo
3 Mo36 Mo
Eligible Loan Amount
₹ 2,43,750
Total Gold Value
₹ 3,25,000
Monthly EMI
₹ 21,659
Silver Weight (Kg)
5 Kg
1 Kg100 Kg
Silver Rate (per Kg)
₹ 75,000
₹ 50K₹ 1.5L
Interest Rate (p.a.)
12 %
7%24%
Tenure (Months)
12 Mo
3 Mo36 Mo
Eligible Loan Amount
₹ 2,25,000
Total Silver Value
₹ 3,75,000
Monthly EMI
₹ 19,991